Best Credit Card Deals - Low Interest Credit Cards:
If you carry a balance on your credit card from month to month, consider getting a low interest card to save you money in the long run.
Discover More (SM) Card - This card has a 0% interest rate for one full year. The card also has a 5% cash back rebate on qualifying purchases relating to travel, home improvement, department stores, gas and restaurants just to name a few. There is no annual fee for this card.
Pulaski Bank Visa Classic Card - This card has an introductory 0% on balance transfers for the first six billing cycles. This introductory offer applies to balance transfers processed within three months of your accounts activation date. There is no fee for balance transfers.
Best Credit Card Deals - Cash Back Credit Cards:
Using a cash back credit card can save you money on everyday purchases if you are in a habit of paying off your credit card balance each month. Otherwise, any savings you've earned from using the card will be lost in financial charges.
Blue Cash from American Express - This card offers up to 5% cash back on everyday purchases - including gas. This card also offers a 0% APR for new purchases and a low 2.99% APR on balance transfers for 12 months. There is no annual fee for this card.
Discover Motiva (SM) Card - With this card you can earn 5% - 20% cash back on top retailers through their exclusive online shopping site as well as Cash Rewards for good credit management. There is a 3.99% introductory APR for six months on purchases and up to 12 months on balance transfers. There is no annual fee for this card.
Best Credit Card Deals - Instant Approval Credit Cards:
The nice feature about instant approval credit cards is that when you apply, the issuer will tell you immediately whether you are rejected or approved.
First Option Visa - You can be approved regardless of credit history or income with this card. There is an annual fee of $59.00 for this card. You can get a REAL Visa Credit Card with up to a $5,000 secured line of credit.
Blue Sky from American Express - You will get a decision in 60 seconds after applying for this card. The card has 0% APR on purchases and a low introductory APR of 2.99% for balance transfers for up to 12 months. With card, you will also earn 1 point for every dollar spent and you can use those points on hotels, airlines and car rentals just to name a few. There is no annual fee for this card.
Best Credit Card Deals - Student Credit Cards:
Student credit cards are ideal for high school and college students because they are more lenient on young people with a limited credit history.
Citi mtvU Platinum Select Visa Card for College Students - You can earn 5 ThankYou points for each dollar spent at restaurants, bookstores (this includes Amazon), music stores, movie theaters and video rental stores. Earn 1 ThankYou dollar for every dollar spent on other purchases and you will also get 25 ThankYou points for making your payments on time. You can redeem the ThankYou points for gift cards, travel, electronics, music and much more. There is no annual fee for this card.
Discover Student Card - Clear - This card offers 0% interest for 6 months plus it gives you up to 20% CashBack Bonus when you shop online - if you shop with the more than 100 CashBack Bonus partners you will earn double rewards. They offer unlimited cash rewards, automatically and their customer service is fast and available 24 hours a day. Easy online account management tools are also included with this card. There is no annual fee for this card.
A Lifetime Struggle - Getting Out of Student Loan Debt
The average amount of student loan debt is almost $16,000 for public school students and as much as $23,000 for private school students, based on a survey conducted with students who graduated from 2000-2004.